Fincra is that partner that businesses need. Fincra provides a simple and secure payment platform for Nigerian businesses to collect online and offline payments.
The use cases using Fincra are numerous and spread across different business segments and needs.
With our Pay-In feature, businesses can easily collect payments from their customers through Virtual Accounts, Payment Links, Checkout, POS Terminal and Direct Charge (API).
Virtual Accounts: Fincra offers Virtual Accounts that allow merchants to receive payments and issue them to their customers in available currencies. With Fincra, businesses can use an NGN Virtual Account to receive money from Nigerian customers, a GBP Virtual Account to sell to customers in the United Kingdom and EUR Virtual Account to sell to anyone in Europe. Settlement is easy as the merchant receives funds in their wallet on the Fincra Dashboard or in their local bank account.
Payment Links: This is for merchants who do not have a website but want to sell online. They can get a Payment Link with Fincra Checkout flow to send to customers for payment.
Checkout: With Checkout, through integration or Payment Link, customers have the option of paying with their cards, bank transfers or Pay with PayAttitude.
Direct Charge: On the API level, we empower financial institutions to build a platform that offers Pay-In services to their customers.