Fincra has built infrastructure that connects to different payment systems, making it easy for businesses to make transactions seamlessly. Via our robust APIs and the Fincra Dashboard, onboarded businesses can make transactions through various payment systems-local and international without the headaches associated with dealing with traditional banks. Fincra connects with several payments systems in Nigeria and Africa such as NIBSS, SEPA, Swift, CHAPS and more help businesses collect and make payments.
With our Receive Payment feature, businesses can receive payments from anywhere in the world via cards, bank transfers, mobile money or Checkout. We help our merchants reduce transaction time from days to a few minutes with no chargeback cost.
Also included in Fincra’s suite of payment products is Make Payment, which businesses can use to make local and international payments to bank accounts, mobile wallets and cash pickups.
Fincra also offers Banking as a Service with the issuance of Virtual Accounts which businesses can use for quick payment collection from customers in the United Kingdom, Europe, Nigeria, the United States, and other African countries in USD, GBP, EUR, and NGN, and easy settlement into their Fincra wallet with no hidden fees or the headaches of international banking.
Fintechs can also integrate Fincra’s API to issue bank accounts to their customers for seamless payment collection in the available currency. Fincra also powers offline access to financial services with Agency Banking solutions that drive financial inclusion.
Making payments as easy as sending text messages is our vision for businesses across Africa, making it easy for them to sell to customers worldwide and scale their businesses.
Businesses across different sectors; fintechs, hospitality, e-commerce, etc. are at the heart of everything we do at Fincra. Need a payment solution for your business that transcends all systems? Reach out to us here or get started yourself.