2021 was a truly remarkable year for Fincra. Since our launch in July, we have successfully  built and shipped multiple products that are as follows:


Through our secure payments portal, businesses can collect payments from individuals or businesses in the UK, EU, Nigeria, US, and other African countries securely. We currently provide a cheaper and faster method of collecting local and international payments, with the ability to settle these payments in multiple currencies.


We give access to our automated payment platform that ensures speedy mass international and local payouts (transfers). Fincra-registered merchants can send money to mobile money wallets and bank accounts in USD, EUR, GBP, and NGN, through their pre-funded Fincra wallets.

Business owners can expand their operations and leverage our payout capabilities to pay salaries and send money to suppliers securely in real-time. Transaction details can be monitored through our easy-to-use merchant portal, as a merchant, you can rest assured that no hidden fees or charges will be accrued throughout the transactional process.

State of the art customizable APIs

Our  APIs enable fintechs and developers to build innovative products with seamless access to inclusive financial data and secure payments. Customers can connect their bank accounts directly to financial applications with their internet or mobile banking credentials, making onboarding faster and safer. It is built by developers for developers and is designed for seamless integration.

Our virtual account APIs, payout APIs, collections APIs, transaction and wallet management APIs, are also perfect for businesses that make frequent payments, require flexibility, and require maximum control.

What We Achieved

We reached a few noteworthy milestones including kicking off our agency banking service as we work towards becoming a market leader in this field.

In addition to this, we acquired a few licenses and certifications including the Money Service Business (MSB) license in Canada, and our Attestation of Compliance from PCI-DSS for Level 1 Certification. This is the world's highest level of Card Payments compliance, and we’re proud to be one of the certified companies.

Our Vision and Mission

Our vision at Fincra, for 2022 and beyond is to build an infrastructure that makes sending & receiving value across Africa and the rest of the globe as easy as sending a text message.

This will be our north star and the driving force behind all our activities in 2022 and beyond.

Our mission is to build the API infrastructure to digitally connect all of Africa to the rest of the world.

This is why, in 2022, we will not only build solutions for Nigeria but will also launch different products across Ghana, Kenya, South Africa, Uganda, UK, EU & North America, staying true to our vision & mission.

Our solutions will enable our merchants to send and receive money online & offline through our Portal, APIs, and Platform, to over 150 countries across the world.

We cannot wait to show you all the awesome products we have planned for 2022 and beyond.

Want to give our existing products a spin?  Sign up for a quick demo on our platform.

Stay connected with us on Instagram, Facebook, LinkedIn and Twitter.