If you’re running a business in Nigeria, you’re likely familiar with the headache of transaction fees. They creep up with every payment, and ironically, the more you grow, the more you pay NGN transactions with ₦300 cap
That’s why Fincra introduced a better way to handle NGN transactions ₦300 cap. It’s cost-efficient, simple, and designed for your growth.
Why This ₦300 Cap on NGN Transactions Changes Everything
Let’s break it down.
Say your provider charges a flat 2%. You process a ₦100,000 transaction that’s ₦2,000 gone. Do that 100 times a day? You’re losing ₦200,000 daily.
That’s not just a processing fee, it could cover rent. Or salaries. Maybe even half a campaign budget. And that’s without factoring in the “surprise deductions” some providers sneak in.
Fincra’s Model for NGN Transactions ₦300 Cap
Fincra charges just 1% per NGN transaction, capped at ₦300.
Meaning once your payment hits ₦30,000, you never pay more than ₦300, no matter how large the transaction.
Real-Life Math, Your Daily Savings
- Process ₦100,000? You save ₦700.
- Process ₦1,000,000? You still pay just ₦300.
- Process every day? Your savings pile up faster than your costs.
So whether you’re collecting from customers or paying vendors, NGN transactions with a ₦300 cap put you back in control of your margins.
Predictability That Actually Helps You Grow
Fincra’s pricing model isn’t just cheaper, it’s designed to support business growth:
- Better margins: Keep more of what you earn.
- Predictable costs: Know your processing fees ahead of time.
- Reinvestment power: Channel savings into product, people, or scale.
It’s not just about saving ₦700 here and there, it’s about building financial room to move faster and plan smarter.
Stop Paying 2% per transaction. Start Saving with the ₦300 Cap
If you’re already using Fincra for cross-border payments, switching to NGN payment processing takes zero extra setup.
No new accounts
No new integrations
Just better economics
And you still enjoy:
- Fast, reliable settlement
- Real-time payment tracking
- Secure, compliant infrastructure
The Market Has Changed, So Should Your Payment Fees.
If your current provider charges 2% per transaction with no cap, you’re spending more than you need to, and getting less in return. Cost-efficiency is no longer optional. It’s a growth strategy and we all know this, including that provider charging you 2% per transaction with no cap.
With NGN transactions capped at ₦300, Fincra gives you the freedom to grow without being punished for it.
Feel free to see how we compare with other companies.
Let your margins breathe.
Open your NGN Payment Channel on Fincra today.
